Coast FIRE Calculator
Find the corpus (and age) at which you can stop contributing and let compounding carry you to full FIRE.
Inputs
Results
Full FIRE number₹1.91 Cr
Coast FIRE number (today)₹1.70 Cr
Gap to Coast today₹1.65 Cr
Coast age (with current SIP)Not reached in horizon
Corpus at coast—
If you never coast, corpus grows to₹5.60 L
SIP to reach Coast in 10 yrs₹71.2 K /mo
Year-by-year path to Coast
| Year | Age | Projected corpus | Coast target | Status |
|---|---|---|---|---|
| 2026 | 30 | ₹5.00 L | ₹1.70 Cr | Contributing |
| 2027 | 31 | ₹8.00 L | ₹1.91 Cr | Contributing |
What is Coast FIRE?
Coast FIRE is the point where your invested corpus is large enough that — without any further contributions — compounding alone will grow it to your full FIRE number by your target retirement year. Once you hit your Coast number, your working income only needs to cover current living expenses.
This calculator uses your saved profile (age, return expectations, expenses, target FIRE year) so you don't have to re-enter them. Tweak the Withdrawal rate and Expected return to stress-test your assumptions.